Lease vs Purchase - Which Is the Smart Choice For You?


Should You Buy or Lease?

You should BUY if you intend to:

  • Drive your Volkswagen for more than five years.
  • Sell your vehicle privately or trade it towards a new Volkswagen model.
  • Own your Volkswagen outright.
  • Personal your Volkswagen with factory accessories.

It's better to LEASE if you want to:

  • Always drive a new Volkswagen.
  • Lower your down payment and pay less per month.
  • Have a guaranteed purchase price should you decide to buy your Volkswagen at lease-end.
  • Customize your Volkswagen with authentic parts and accessories.

Your Monthly Payment and Down Payments

LEASE Advantages:

  • With a lease, you can pay less up front and every month.
  • You can opt for Vehicle Protection and Service Coverage plans for added peace of mind.
  • Pay less in sales tax (in most states).

PURCHASE Advantages:

  • When you buy a Volkswagen you can keep, trade-in or sell your car when your loan is paid off.
  • You may make a substantial down payment to lower your monthly finance payments.
  • Build the cost of Vehicle Service Contract protection plans into your monthly payment or pay with an interest-free plan.

Your Volkswagen Experience

When you PURCHASE your Volkswagen through Volkswagen Credit...

  • You have options once your finance term is up. You can:
      - Keep your Volkswagen - Trade-in your Volkswagen for a new model - Sell your Volkswagen
  • Affordable GAP coverage is available for total loss protection.
  • Factory limited warranty coverage.
  • Peace-of-mind Service Contract protection available.

The Guaranteed Purchase Price (GPP) Advantage

LEASE Advantages:

    There is no mystery about what your Volkswagen will cost to purchase at lease-end. You know in advance.
  • If your automobile is worth more than the GPP, you can purchase your Volkswagen at the guaranteed price.
  • If your automobile is worth less than the GPP, you can lease or purchase a new Volkswagen.
  • If your automobile is worth less than the GPP, you can simply return it.

PURCHASE Advantages:

  • You can sell your car or trade it in for a new Volkswagen model.
  • Trust that you've made a smart decision.

Options For Leases Through a Ganley Finance Department

Volkswagen Leadership Leasing

A traditional leasing plan with added features:

  • The Turn-in fee is waived for our loyal customers.
  • Guaranteed Asset Protection (GAP) coverage for total loss coverage.

Volkswagen One-Pay Lease

A perfect option if you want to:

  • Save money with a discounted One-Pay Lease rate.
  • Make one payment, one time with no monthly payments.
  • Take advantage of the features and benefits of Volkswagen Leadership Leasing.

Apply To Be Pre-Approved For Your Lease - Apply Now

Volkswagen Financial Services Purchase Programs

Volkswagen Retail Finance Program

A traditional financing plan with added benefits:

  • You get to customize your vehicle with genuine Volkswagen accessories.
  • Enjoy the security of ownership.
  • Finance terms are flexible between 24 and 72 months.
  • Build Vehicle Service Contract protection into your monthly payments.
  • Purchase Guaranteed Asset Protection (GAP) coverage.

Apply for financing pre-approval from our North Olmsted, Ohio dealership - Apply Now

Contact Us

Ganley Westside Volkswagen

25580 Lorain Road
Directions North Olmsted, OH 44070

  • Sales: (440) 734-2000
  • Service: (440) 686-3406
  • Parts: (440) 734-1076